We have been alerted to the fact that the village has been targeted by fraudsters in recent days, with at least one household affected. From what we understand from the police, the fraudsters are intercepting post left in outside letterboxes under the pretence of delivering leaflets. They are applying for, and taking out, credit cards, bank loans and the like in the name of the residents, but because the post is intercepted, the residents don't know about it until long after the event
One household in the village has discovered that a £10,000 credit card and a £10,000 overdraft have been taken out in their name over the past few days, with the scammers having taken the cash. Whilst, in the long term, it is unlikely that they will suffer financially as a result of the scam, they will be significantly inconvenienced as they work to clear their credit rating. There may very well be more households affected, though, and just unaware of it at present.
If you see or have seen anything suspicious, particularly people who look like they're hanging around the village or approaching houses at around the time that the postman tends to pass through the village, then please report it to the police using the non-emergency telephone number of 101. Take down details, and photographs, if you can and if it's safe to do so.
If you have any concerns that you have been targeted, you can get a copy of your credit rating from companies such as Experian and Equifax, and may also find it useful to put in place a credit rating monitoring service from such companies which alert you to any unusual activity (including applications for new credit facilities).