April 2018                                                                                                                             Learn More
In This Month's Issue:

Test Your Knowledge!
Federal Tax Filing Extensions
The annual deadline for federal tax filing is right around the corner, and some customers may still be working with Access Health CT to make changes or resolve errors on their Form 1095-A. 

Our message to customers now: If you are still waiting for your final Form 1095-A to complete your return, you should consider filing for an extension with the IRS.
Join Us in Danbury on April 17
  • Would you like to know more about Access Health CT? 
  • Do you think we could do a better job reaching CT residents?
  • Do you have ideas on how to improve our educational materials? 

As part of our year-round outreach program, the Access Health CT Community Affairs and Outreach team has been holding lunchtime sessions around the state so we can hear directly from you about how we can make your experience with Access Health CT even better.  Your feedback is important, and we truly rely on it for making changes and upgrades to how we operate.  
Our final regional planning meeting for the spring will take place in Danbury on April 17.  Please join us to share your perspectives, or attend just to learn more about our work.  Lunch will be provided. 
Danbury Regional Planning Meeting
Tuesday, April 17 |
12pm - 1:30pm
CIFC Greater Danbury Community Health Center
120 Main Street, Community Room (1st Floor)
Danbury, CT 06810
Keeping Up With the News
The Penalty for Not Having Health Insurance is Still in Effect for 2018
A Kaiser Health Tracking Poll found that only 36 percent of the public is aware that Congress passed a law that next year will eliminate the penalty for individuals who ignore the ACA’s requirement that most people carry health insurance. The new law reduced the individual penalty for not having health insurance to zero beginning in 2019.  Please remind your clients and consumers that the penalty for not having health insurance is still in effect for 2018. 
Nearly 12 Million People Enrolled in Health Insurance under the Affordable Care Act
The Centers for Medicare and Medicaid Services reported that 11.8 million Americans enrolled in health insurance through the Affordable Care Act for 2018 coverage.  That 3.3% decline was mild, especially because analysts had expected a lower number due to an abbreviated enrollment period, cuts in outreach and cuts in advertising.  The average premium was $621, up from $476 last year, but about 83 percent of shoppers received subsidies that partly or fully protected them from those premium hikes.
About 8.7 million people from 39 states signed up using the federal exchange, healthcare.gov, and three million more enrolled through state exchanges, including Access Health CT.  While ACA enrollment overall fell by 3.3%, Connecticut’s enrollment through Access Health CT increased by 2.3%. 
Although 11.8 million Americans signed up for health insurance for 2018, the number who actually pay for and get coverage is expected to be lower.  In 2017 about 12 million Americans selected health plans on the ACA exchanges but only about 10 million of those paid for and got coverage. 
Read more at the Wall Street Journal and the New York Times.
Special Enrollment Periods: Who Qualifies?
Open Enrollment for 2018 insurance coverage ended on December 22, 2017, but people who need health insurance now may still enroll through Access Health CT if they fit one of the following criteria.  You have 60 days from the date of the qualifying life event to enroll or change your plan. 
Need health insurance?  Here are your options outside of the Access Health CT Open Enrollment period:

1. You can enroll anytime during the year if you are:
•    Eligible for HUSKY/Medicaid 
•    Eligible for the Children's Health Insurance Program (CHIP) 
•    An American Indian or Alaska Native 

2. You may qualify for a Special Enrollment Period for a private health insurance plan if you are... 

3. You may also qualify if you experience a loss of coverage due to other circumstances such as:
•    Expiration of COBRA 
•    No longer eligible for Medicaid/HUSKY 
•    No longer eligible for an Advanced Premium Tax Credit (APTC) or a Cost-Sharing Reduction (CSR) 
•    Change in citizenship or lawful presence status  
•    Decertification of your health plan 
•    Cancellation of employer healthcare coverage for employees or their beneficiaries 
•    Cancellation or large reduction in employer contributions toward coverage so that your share of premium does not meet federal standards

If you qualify for a Special Enrollment Period, you have 60 days to enroll or make a change.  Call Access Health CT at 1-855-392-2428 for more information.  The call center is open Monday-Friday, 8am-4pm.
Clip & Save Contacts
Our Access Health CT team is here to help you and the people you serve.  Here’s “who to go to, for what.”
Community Outreach, at outreach@accesshealthct.com
Speaking or training requests, event invitations, inquiries about partnering with Access Health CT
Customer Support for Certified Application Counselors, at IRD.Outreach@CT.Gov
Customer-Related Issues, such as Information on Effective Dates, Special Enrollment, Qualifying Life Events, etc.
Jeanna Walsh, at Jeanna.Walsh@ct.gov
Darwin Jurado, at Darwin.Jurado@ct.gov
 Non-Customer Related issues, such as verifying enrollment outcomes, proper documentation, modified adjusted gross income
AccessHealthCT.com to learn who qualifies and shop for plans online,
or call us at
Health Insurance Coverage during Special Enrollment, for customers with a Qualifying Life Event
Anthem: 1-855-738-6644
Connecticare: 1-800-251-7722 
Plan-Specific Questions – Customers with questions about their plan benefits, billing, payments, ID cards and in-network services should contact their insurance company directly
We’re always on the lookout for opportunities across the state to inform people about their health insurance options through Access Health CT.  

To invite Access Health CT to your organization’s event or to an event in your community, please email us at outreach@accesshealthct.com.  We’d love to hear from you.
Thank you for being an
AHCT Community Partner! 
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