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Welcome to Pacific Crest's Quarterly Newsletter
Winter 2016

If you’re like us, you hit the ground running this New Year and you’re well into your plans for 2016.
At Pacific Crest Savings Bank, chief among our priorities is to continue finding ways to best serve our clients and stay connected as your community-based financial partner. With that in mind, we've launched a new quarterly newsletter to keep you updated on our latest news, share our insights into banking and finance trends, and ultimately offer greater ways for us to partner with you to help build your future.

Knowing how busy you are, we promise to be brief, and we plan to keep these notes to just a few a year. As always, if there are ways our team of experienced professionals can better serve you, we’d love to hear from you.

Cheers to your success in 2016.

Are you Ready to Dip?
Sounds like a new dance move, doesn’t it? In reality, it’s the new way consumers will soon use debit and credit cards at all restaurants, retail locations, and businesses large and small.  Over the next two to three years, all U.S banks and credit institutions will have switched their customers from the traditional magnetic swipe cards to EMV (Europay, MasterCard and Visa) chip cards or, more commonly known as “chip cards.” 

Click here to read more.
Five-Star Rated by Bauer
We are pleased to announce our five-star superior rating from BauerFinancial, based on the independent research firm’s latest quarterly analysis. This is the fourth consecutive quarter we've earned BauerFinancial’s highest rating. Click here to learn more. 
Pacific Crest clients can now make withdrawals at any ATM across the country without paying a surcharge fee. Click here to learn more. 
Federal Reserve Votes on Interest Rates
When the Federal Reserve raised short-term interest rates for the first time since the financial crisis late last year, many feared the increase would signal more regular rate hikes over the coming year. Rest assured; in a unanimous vote last week, the Fed left current rates untouched and emphasized that it expects future rate increases to be gradual. While the Fed only has indirect influence over long-term interest rates, borrowers should talk with their lender about their plans for managing short- and long-term debt to ensure your financial strategy sits on solid ground. 

If you are a Rental Housing Association (RHA) of Washington member, come visit Pacific Crest Savings Bank at the 2016 Spring workshop and tradeshow in Renton on Wednesday, March 23, from 8am-4pm. We will also be participating on an expert lender panel entitled Make the Jump Into Light Speed. Learn more about the tradeshow here
A Note from Our President

We founded Pacific Crest Savings Bank in 1984 on the promise to create tools and solutions that change the way you do your banking for the better. To help us deliver on that commitment, we look to valuable feedback from clients like you to let us know how we’re doing and to challenge our team to grow.
As your community financial institution, our door is always open. Connect with us online, give us a call or come see us in person to let us know how we can best serve your needs. Your feedback makes us better.

Sheryl Nilson
President and CEO, Pacific Crest Savings Bank

Pacific Crest Savings Bank is committed to helping you build your future as you live in the present. Whether you are an individual, a small business owner, or a real estate investor, we take that commitment seriously. Beyond offering a full suite of competitive checking and savings products, we also build specialized loans for multifamily, commercial and residential properties and offer construction loans for our local builders.
Copyright © 2016 Pacific Crest Savings Bank, All rights reserved.

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