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Pacific Crest Savings Bank Quarterly Newsletter
Fall 2016

Whether you're huddled around the television watching football (Go Hawks!), taking a brisk walk in the October breeze or getting ready to feast on turkey and stuffing, it's clear that autumn has arrived.

October is National Cybersecurity Month and with the holiday shopping season just around the corner, it's important to make sure that you're using the proper safeguards as you shop online or in stores. As proud members of the American Banking Association (ABA), we want to share some of their tips on how you can stay safe and secure through the season and beyond.

ABA recommends that you keep your computers and mobile devices up to date. Having the latest security software, web browser and operating system is the best defense against online threats like viruses and malware. In addition, set strong passwords and change them on a regular basis to avoid security breaches that can leave a lasting impact across many of your secure logins.

Client Profile:
Building Arsene's 
Construction Business

When Arsene Construction, a growing Seattle-based construction company, searched for financing, they quickly found conventional options from traditional lenders just wouldn't cut it.

We had a different idea. Our team of lending experts visited Arsene Construction personally and created a plan tailored to their unique market position. Read more about how we helped Arsene Construction build their business here.

EMV Adoption:
One Year Later
The U.S. is now home to more chip cards than any other country, a substantial improvement in fraud protection from a year ago. Still, adoption has been slower than anticipated, leaving a lot of room for improvement.

Is your business or a business you frequent one of the stragglers? Read our column in the Everett Herald about getting up to speed. When it comes to keeping your finances secure, it never hurts to be prepared.
Make the Most of
Our Money Markets

Fall is well under way, presenting us with a full palette of rich colors!  If you’re looking for vibrant rates of return on your savings, check out our Money Market accounts. 

Interested in opening an account? Contact us today.
APY is accurate as of 10/13/2016. These rates may change at any time without notice and may change after the account is opened. For Business Money Market Accounts, $5,000 minimum opening balance. Fees could reduce earnings on the account.
We're Attending TRENDS
On December 6, we'll be at the Washington State Convention Center as a sponsor of TRENDS, one of the largest rental housing conferences and trade shows on the West Coast.

If you’re involved in the rental housing industry or interested in exploring and learning about the opportunities available in this industry, we encourage you to check it out and come visit our booth. We'll see you there!
Raising Donations for Clothes for Kids
We're pleased to announce that, not only did we reach our financial goals, but we were able to raise more than double our target amount in donations for the Clothes for Kids organization!

Kevin, Wayne and Scott of our executive team threw the team a congratulatory breakfast for reaching our goals. Thank you to all who helped make this a great success.
Left: Wayne, Scott and Kevin making breakfast for the team
Right: Doraine, Gena and Annette delivering donations to Clothes for Kids
A Note from Our President

What does it mean to be a community bank? For us, it means ensuring personalized service, providing financing unique to our local market and building relationships with our clients. We firmly believe that it also means doing something that has a deeper and further reaching impact: serving the communities that we live in.

We recently had the opportunity to host a clothing and fundraising drive for Clothes for Kids, a great charity helping children right here in Snohomish County. I personally enjoyed seeing our team and our community so motivated to give back to our neighbors in need.

As the days get shorter and the nights get colder, we encourage you to donate to your favorite charity this fall. It's the season of giving and it's also a time when those in our community are most vulnerable.

When we all do our part, we can make a difference.

Sheryl Nilson
President and CEO, Pacific Crest Savings Bank
Pacific Crest Savings Bank is committed to helping you build your future as you live in the present. Whether you are an individual, a small business owner, or a real estate investor, we take that commitment seriously. Beyond offering a full suite of competitive checking and savings products, we also build specialized loans for multifamily, commercial and residential properties and offer construction loans for our local builders.
Copyright © 2016 Pacific Crest Savings Bank, All rights reserved.

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