Please Forward Me to A Friend! 
"THANK YOU so much for the most amazing event. SO informative but a great safe space of likeminded people so BRAVO!" -- Vestpod community member 🌟


It was so nice to meet many of you on Wednesday at our Property event! I will share the full talk on our Youtube channel over the coming days:)

October means it’s the start of Q4 so while we’re all already thinking about Christmas, we still have 3 strong months ahead to achieve whatever we want to get done.

I have been following Sophia Amoruso, founder of NastyGal and more recently Girlboss (get her book too) for a few years now. And I have always been really impressed by her vision and level of resilience. Sophia has published an article on LinkedIn where she focuses on individual goals, including some personal milestones we can definitely aim for ourselves over the next three months. 

Why don’t you get started again if you’ve missed your yearly goals (or completely forgot about them)? Make sure you use the SMART framework for goal setting. I find it really helpful: Specific, Measurable, Attainable, Relevant and Time-Based goals.

Here are a few examples:
  • Make a budget if you don’t have one. We like the 50/20/30 [add link].
  • Repay any short term debts that, if left to fester, will end up costing you so much more (credit cards, overdraft and payday loans)
  • Contribute to your emergency fund (while experts recommend 3-6 months of living expenses, just start somewhere… £500?!)
  • Start building up a little Christmas budget and fund to help you avoid spending on your credit card come December
  • Save for your other goals: short, medium and long term (don’t forget retirement!)
  • Track your old work pensions
  • Prepare for your annual salary negotiation by writing down your recent achievements
  • Read a money book and educate yourself
  • Find a money partner you can start talking about money with!
You can do this! 

📅 As promised our next London workshop is coming up on October 22nd and it’s our signature “Introduction to Investing”, there are still a few tickets left!

🌟 In this week’s newsletter, we’ll look at the main money news of the week; we are interviewing Kim, followed by our anonymous money story, book reviews and events.

Have a good day! 

Vestpod Events:

22nd October: Workshop “Intro to Investing”
Our signature workshop with Emilie £35

I am speaking at these events:

5th October: Birmingham Literature Festival, Money Matters
Tickets £8

12th October: Cheltenham Literature Festival: You’re Not Broke, You’re Pre-Rich
Tickets £8

28th October: Declare x Vestpod on financial literacy, lesson 2

Apply here

👀 All events are here on:
MoneyTalk With Kim Sprague
Balanced Life & Business Coach
What does financial independence mean to you?
Knowing and trusting my family and I will always be more than provided for to live our dreams together."
5 min read 💸

😡 Women born in the 50s who have been campaigning against the government's handling of the rise in women's state pension age lost their battle yesterday - with retirement age rising from 60 to 67 by 2028. BBC

👊 Melinda Gates is committing $1 Billion to promote gender equality. TIME

🏠 UK house prices fall amid no-deal Brexit fears, Nationwide says prices in London dropped at an annual rate of 1.7% in September. The Guardian

💰 Chancellor Sajid Javid announced that the National Living Wage would rise to £10.50 within the next five years. If you want to understand more, this is a great Q&A on National Living Wage by Iona Bain. Young Money Blog

💸 Forbes is looking into where are the women angel investors.

😱 Barclays is working with researchers at Goldsmiths, the University of London, to test emotional responses to financial words. This is Money

💬 How being a working parent changes as children grow up. Harvard Business Review

💥 It was really inspiring to see so many female leaders in the US making it to the front covers of magazines as photographed by Sara Blakely.

👀  Worried about your finances and a no-deal Brexit? From your savings, to pensions and mortgage - taking these steps could protect your wealth. This is Money

💥 The Root just published its annual list of the 100 most influential African Americans, ages 25 to 45.
What On Earth
Are We Doing With Our Money?
You may already know Refinery29’s Money Diaries… this is our own version of it! We’ve put together a few questions to understand what women are doing with their money. Let’s break the taboo and talk more about finances!
It’s short, snappy, fun and anonymous.
2 min read 🙋

If you liked Rich Dad Poor Dad you need to read this! Written in a way that it makes you want to keep turning the pages to learn more and the exercises help you take action.
#1 Amazon bestseller in Online Trading & Investing & Financing Mortgages
⭐⭐⭐⭐⭐ 44 customer reviews  
💸 Order on Amazon
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We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
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