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Hell Yeah Weekly Issue No. 32
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Here are this week's must reads:
  1. Clarity in the New Year
  2. The Champions of the 401(k) Lament the Revolution They Started
  3. Rethinking How the Housing Crisis Happened. New research casts into doubt the central storyline of 2008—that this was ever a subprime crisis to begin with.
  4. The Golden Era of Hedge Funds Draws to a Close With Clients in Revolt. The typical hedge fund pricing model is called “2 and 20,” meaning managers get 20% of profits and charge a 2% management fee (which they receive whether they make money or not).
  5. India’s Call-Center Talents Put to a Criminal Use: Swindling Americans. According to my own unscientific survey, the chances that you or someone you know have been contacted by these fake IRS scammers is pretty high. 
  6. Twenty-First Century Victorians. An interesting perspective on today’s upper middle class and how they maintain the fiction of a meritocratic society, just as the Victorians did. This story allows them to shore up their economic position behind the backs of workers, who are taught that their health problems and dismal career prospects represent individual faults, not systemic dysfunction.
  7. What New York City's New Freelancer Law Means for All Small Businesses
  8. If you're looking for a way to start of the New Year on point, book a budget session with yours truly. Spots are filling up fast. Don't snooze or you'll be on queue.
 
The illustration above is by Vasava.

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With appreciation,
Paco
The Hell Yeah Group helps creatives not freak out about finance.

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