Summer 2017 Agency Newsletter…
Rental Car Coverage, Summer Toys, Personal Property
Inventory & more
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Hunter Insurance Agency, Inc.

Maybe THE most
frequently-asked question

You’re planning to rent a car on a little vacation trip next week and wondering if you need to purchase the additional insurance coverage the rental agency offers.  For years, the answer was pretty simple.  As long as you had full coverage on at least one car on your own policy and you were comfortable with your policy deductible applying to the rental car, there was no compelling reason to buy additional coverage at the rental counter.  Your own coverage followed you to the rental car.  That is still true.  Now, however, there are some additional factors to consider.  Some contracts allow the rental agency to charge for the loss of rental income while a damaged car is out of service and in the shop for repairs.  Further, some rental agencies will also charge for the difference between what the rental agency could have sold the car for, had it never been in an accident, and the diminished value of what the repaired car can be sold for (“diminution of value”).  Most standard automobile policies do not cover these charges.  If you’re concerned about the possibility of facing these additional charges, ask questions of your rental agent and consider buying the offered coverage.  In most cases, you’ll pick up the added benefit of having no deductible to pay.  If you’re renting anything larger than a passenger car, a minivan or a pickup truck, it’s always best to buy the rental agency’s additional coverage because the standard extensions of coverage do not apply to larger vehicles (the box truck for your weekend moving project, etc.).  When in doubt, please contact us!

Couple boating

More Contest Fun

The lucky winner of a $50 Boyert’s gift certificate in our spring newsletter contest was Diane Stoll.  This time around, we’re going to increase your chances of winning.  Three individuals who Like on Facebook our agency Facebook page by July 16, who have not done so previously, will each win a $15 gift certificate to Chill Artisan Ice Cream on Medina’s Public Square.  Why July 16?  Because July 16 is National Ice Cream Day (always the third Sunday in July), smack in the middle of National Ice Cream Month, both established by President Ronald Reagan.  Is this a great country or what?
Summer time fireworks
Hunter Insurance will be closed on Tuesday, July 4th in observance of the holiday.  We will be open for business as usual on Monday July 3rd  from 8:30 am to 5:00 pm.

42nd Annual Twin Sizzler to benefit Faith in Action

Dantwin sizzlerRunners and bikers will be takin’ it to the streets again this July 4th.  Did you know that Hunter Insurance Agency has been a co-sponsor of this event every year since its inception?  Here’s another fun fact. Our own Dan Hunter placed 6th in Medina’s very first July 4th 10K way back in 1976.  (Dan still has the race t-shirt he’s holding in this photo from 1976.  As Dewey Finn in School of Rock would say, “It’s in mint condish!”)

Race with graceLooking for your next road test?

Hunter Insurance is also proud to be a sponsor of the Race with Grace which will take place in Medina on September 17. You’ve got plenty of time to get into race shape, so put this event on your calendar and register today! You’ll be supporting a worthy cause: “Helping families affected by cancer with the basic necessities of life.”

Got summer toys?

Motorcycles? Boats? Jet skis? Yes, we insure all of these and more!

Looking for summer reading suggestions?

Check out this great list from the Washington Post.

Want to do something constructive this summer?  Or this winter when you’re waiting for next summer?

How about finally getting around to doing a personal property inventory?  It would be an invaluable resource in the event of a serious household loss.  With our mobile app, creating an inventory might even be fun!

From all of us at Hunter Insurance Agency…

Happy Fourth of July and enjoy the Summer of 2017!
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Copyright © 2017 Hunter Insurance Agency, Inc., All rights reserved.
Toll-free: (800) 589-8333  |  Direct: (330) 725-4543  |  Fax: (330) 723-2500
703 North Court Street,  P.O. Box 446,  Medina, Ohio 44258
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Hunter Insurance Agency, Inc. · 703 N Court St · Medina, OH 44256 · USA

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