Debit Card On/Off Feature: Your Holiday Peace of Mind.
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Debit Card On/Off for Peace of Mind This Season.

by Bobbie Ripa

Think about all the things you’ll likely buy during the upcoming holiday season: from toys and gifts to festive home decorations to family vacations to turkeys, roasts and hams to those irresistible Black Friday deals. And you’ll buy everything within about a month. According to 2019 estimates, the average American will spend $800-$1,000 on gifts alone!

Whether you purchase online or in-store (not to mention returns), think about all the occasions you’ll pull out your debit card and use it, running the risk of possibly leaving it on a store counter, slipping it into a coat pocket, dropping it as you rush about your errands––all of which jeopardize the security of your account.
Here’s a bright solution that’ll reduce your stress this holiday: the Farmers & Merchants Bank Debit Card On/Off Feature.

Learn More »

Smart Business: Meyer Automotive, Seward

When Bob Meyer was 20 years old, he was laid off from his job at the feed yard during the winter. As luck would have it, he then happened to see a job posting for car sales––no experience necessary. Bob knew he was qualified. Jim Earp, the owner of the car business, hired Bob fresh off the farm.

Bob was fortunate that he shared a similar background with Jim, both being farm kids. Jim didn’t have any children who were active in the business, so he took Bob under his wing, treated him like a son and taught him the ins and outs of the car business.

That was a few decades back, and, in retrospect, Bob realizes he’s had a number of lucky breaks and people helping him out over the years. Combine that with his hard-working family and employees, and you can see where this story goes.

Read More »

Scam Alert: Important Fraud Information

If someone calls you, never provide them with your personal information! Keep your PIN number, card number and online banking information to yourself. Have questions or concerns? Contact your local Bank. We're here to keep your info safe and secure. Smart Bank. Smart You.

Mobile Deposit for Those Holiday Checks. Stay warm!

If you or your child receives a check for the holidays, did you know you can get the cash into your account asap with Mobile Deposit? Rather than make a trip to the Bank during the busy, festive season, kick back and enjoy that cozy fire and those new, snuggly slippers.
It’s so easy to deposit a check from home, or just about anywhere. Simply use the Bank’s app, take a photo of your check and, snap, your money is in your account.

Set Up Mobile Banking Now »

Nominate a Good-Hearted Person in Your Community.

It’s new! And it’s our way of celebrating the good-hearted folks in our communities. Each month, starting in January, we’ll be highlighting someone who’s done some good for others–– just because. As a Bank customer, you get to nominate a “Hero” you know. It could be anyone!

Nominate a Hero Now »

Leader of the Month: Bobbie Ripa, Operations/Supervisor, Wilber

After 35 years of working at the Bank, Bobbie Ripa can call to mind a number of “fourth-generation” customers currently doing business with us––customers’ children’s children's children!

With Wilber being her hometown, she knows so many of the people personally and likes building a smart banking relationship with them. Read More »

Smart Tidbits

  • Connect with us on Facebook and LinkedIn.
  • Want to Be Our Smart Business of the Month? Here’s your window of opportunity! Email us at, and your business could get the spotlight next.
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From time to time, Farmers & Merchants Bank will send emails about new products and services. Please note, we will NEVER ask you for your personal or account information via email. 

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