Advice from our CEO in a time of change. You need to read this!
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8 Financial Tips to Weather the Change.

By Gerry A. Dunlap

Most of us appreciate the natural changes in weather, knowing sunny days follow rainy ones, and that both bring benefits. Sometimes, though, when times get rough, we can lose perspective about the cyclical nature of life and become unclear about how to proceed––especially when it comes to our finances.

That’s why I’m offering you eight financial strategies that’ll help you better plan in the midst of uncertainty, in order to create a brighter future for yourself and your family. I hope it helps!

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3.95% APR* Commercial & Ag Real Estate Loans

If you have a farm or any kind of business, here’s your window of opportunity: a long-term, 3.95% fixed-rate, real estate loan from Farmers & Merchants Bank.

It sure could bring some sunshine into your world.

With today’s low rate, you could take advantage of an opportune building purchase, a land purchase, or a refi on an existing mortgage. A rate like this could help put you in a better location or a better position financially.

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Love My Community: Beaver Crossing

When early pioneers crossed the central Great Plains in the late summer heat, the view from their wagons was flatlands––great swaths of dry prairie grass, bland colors and monotonous landscapes. For days on end, it rarely changed. Imagine, then, how their eyes drank in the many shades of green as they came upon the rich, fertile oasis of what is now the town of Beaver Crossing.

As they stopped to soak in cool shade under tall trees, they knew they’d found it: the good life they had longed for. Thousands of acres surrounded them, blessed with flowing artesian springs from a vast underground source. Settlers looking for agricultural land reaped success. Over time, business would boom as well, thanks to the springs.

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Smart Tidbits.

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  • Welcome, Ericson and all surrounding communities, to the Farmers & Merchants Bank family! Read more.
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